Disclosures:
Ascent Home Loans Inc., 9780 Pyramid Court Suite 150 Englewood CO 80112
Phone: 866-467-3157
Licenses: AL:
MMC20087, AK: 98024, AZ: BKBR - 0110485, BK - 0907886, AR: 29677, CA:
603 B274, CO UCCC: 988512, FL: CL0702769, Georgia Residential Mortgage
Licensee: 21399, HI: 1183, IN: Loan License 10103 LA:RML2707-0,  MI: 1st
Mtg: FR 0014279, 2nd Mtg: SR 0014280, NE:1690, NM: 02499, OK: SL 006507,
SC:S-6 640, TN: 0000003150, TX Savings and Loan: 64958, TX OCCC:
11682-49806, UT: 6057441-MLCO, Virginia: Licensed by the Virginia State
Corporation Commission under license # ML-709, VT: 5991.

Interest rate, program terms and conditions are subject to change
without notice.
Not all products are available in all states or for all loan amounts.
Loans are subject to credit review and approval.
Properties securing all loans must be located in the U.S. Other
restrictions and limitations may apply.

For Virginia: It is Ascent Home Loans Inc.'s policy to disclose a
"Notification to Virginia Mortgage Loan Applicants"
three days after a loan application is taken for the state of Virginia.
This forms discloses when/if the interest, points, and fees quoted will
be locked in, and if they are not locked in that these terms are subject
to change. disclosure is sent to the applicants no more than 3 days
after the application has been taken.

For Texas Borrowers: COMPLAINTS REGARDING MORTGAGE BANKERS SHOULD BE
SENT TO THE TEXAS SAVINGS AND MORTGAGE LENDING DEPARTMENT, 2601 N.
LAMAR, SUITE 201, AUSTIN, TX, 78705. A TOLLFREE CONSUMER HOTLINE IS
AVAILABLE AT 877-276-5550.